Credit Disability Insurance - Click below for more information


Credit Life Insurance - Click below for more information


Auto Insurance
IFA Insurance, located in Clark, New Jersey, is offering JCFCU members a 10% discount on auto insurance. Click here for more information.

Term Life
Insurance designed to provide you with protection for a specified period of time, typically one, five, ten or twenty years. For instance, term insurance can ensure that your family will be able to pay off the mortgage, pay ongoing living expenses, or fund college education costs if you die prematurely while you still have outstanding debts or while your children are young. Term life can provide either a level or decreasing death benefit. A level death benefit stays the same throughout the policy period. A decreasing death benefit, commonly used to insure a declining debt such as a mortgage, decreases as illustrated in the insurance contract, typically annually. Contact CUNA Mutual Insurance for more information at 1-800-356-6006.
 
Whole Life
Unlike term life insurance, whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. So whole life can represent a future source of money as well as protection. The premiums remain the same throughout your lifetime. Contact CUNA Mutual Insurance for more information at 1-800-356-6006.

Accidental Death and Dismemberment
AD&D can supplement a member's life insurance coverage with a benefit paid upon accidental death or accidental injury to a limb or to a member's sight or hearing. Contact CUNA Mutual Insurance for more information at 1-800-356-6006.

Brotherhood's Relief and Compensation Fund
Providing job income protection for U.S. and Canadian railroaders since 1912. Become a member of the BR&CF and lighten your burden of financial concerns when you are "Held Out of Service." Contact JCFCU for more information.