Jersey Central members can get great rates on vehicle loans, personal loans, and first mortgages, and we offer the convenience of payroll deduction for your loan payments. You must be a member of this credit union in order to borrow. Effective 10/1/2008 RATES AS LOW AS Terms Share Loan Signature Loan New Used Vehicle Used Vehicle Used Vehicle Up to 48 Months 6.90 9.00 5.50 6.00 6.50 7.50 49 - 60 Months 6.90 9.50 6.00 6.50 7.00 8.00 61 - 72 Months 6.90 10.00 6.50 7.00 7.50 8.50 73 - 84 Months 6.90 11.00 7.50 NA NA NA
Types of Loans:
Share Loan - personal loan that is secured by the equivalent amount of shares in a member’s account. Members may borrow up to 100% of the value of their shares at any time.
Signature Loan - unsecured personal loan. Eligible amount based on length of employement and ability to repay.
New Vehicle - financing available up to 100% of the retail/purchase price. Rates on new vehicles and used vehicles less than 3 years old may be reduced by .25% for each 10% down payment.
Used Vehicle - financing available up to 100% of the Kelly Blue Book value. Automobiles of an antique or classic status will require a certified classic vehicle appraisal.
First Mortgages - For more information please click on the link below. When you are ready to apply, please call us at 1-888-772-3040.
Click here => MORTGAGE INFORMATION
Actual rates may be different than quoted rates. Loans are subject to credit approval.
(Secured)
(Unsecured)
Vehicle
< 3 Yrs Old
3 - 5 Yrs Old
5 + Yrs Old
Click on the link below to print an application for a vehicle or personal loan. Completed applications may be submitted in person, by mail, or by fax. You can also call us at 1-888-772-3040 to apply over the phone (please call after 12:00 noon). All applicants agree to have their credit and employment histories verified, and they must provide copies of most recent pay stubs before loans will be approved.
Click here => LOAN APPLICATION
